Flood Insurance is Peace of Mind Insurance

Leo Caplanides
Leo.Caplanides@CharlotteNC.gov
12/9/2020
Meditating Family

Your property isn’t just an address. It’s where memories are made, where you spend cherished time with friends and family, and where you go to relax. Especially now as you are spending more time working or learning from home, what better time to show appreciation for your property than by purchasing flood insurance or renewing an existing flood insurance policy?

You may think that your property is already protected if it is outside of a mapped floodplain, but it is important to remember that flooding can happen anywhere.

Traditional homeowners and renters insurance policies do not cover flooding and with precipitation rates on the rise in our community, flood insurance has never been more important. You can think of it as peace of mind insurance. Over the past three years, the City of Charlotte and Mecklenburg County have averaged nearly 56 inches of rain per year as recorded at Charlotte Douglas International Airport, one of the rainfall measuring stations in our area. That’s 15 inches over our typical annual rainfall average of 41 inches per year.

Additional Resources to Help You and Your Family to Prepare for and Remain Safe During Storms

How to Report a Drainage Concern on Your Property