FEMA Ranks Charlotte Among Top U.S. Cities for Flood Risk Management

Leo Caplanides
CMSWS Logo and City Crown

Media availability on Sept. 29 (2-3 p.m.) at Little Sugar Creek Greenway along Westfield Road to learn more about important changes to flood insurance discounts and flood safety resources available to residents.

Charlotte, N.C. (Sept. 28, 2021) – Protecting property with flood insurance is about to become a lot more affordable for residents across the City of Charlotte thanks to the efforts and leadership of Charlotte-Mecklenburg Storm Water Services

FEMA National Flood Insurance Program Community Rating System Award

Beginning Oct. 1, 2021, the Federal Emergency Management Association (FEMA) will recognize Charlotte as a Class 3 community in its Community Rating System (CRS). This rating is in response to Storm Water Services’ many efforts to protect the public from the risks of flooding, including communicating flood safety information, providing floodplain mapping resources (view the 3D interactive floodzone map) and offering alert systems such as the Flood Information Notification System.

About the CRS Class 3 Rating

  • CRS recognizes and encourages floodplain management practices that exceed the minimum requirements of the National Flood Insurance Program.
  • A Class 3 rating represents a 35 percent discount on flood insurance for all Charlotte properties
  • This discounted rate will save residents nearly $1 million on flood insurance costs annually
  • Charlotte is the top-rated city in the state and in the top 1 percent nationwide of the communities participating in the CRS program 
  • CRS is a voluntary program with more than 95 participating communities in the state and more than 1,500 nationwide 

How to purchase flood insurance through the National Flood Insurance Program

Flooding is the costliest natural disaster in our area. Traditional homeowner and renter insurance policies do not cover flooding, which is why it is important to have flood insurance. Residents can purchase flood insurance through the National Flood Insurance Program even if they don’t live in a floodplain. Please remember, there is typically a 30-day waiting period after you purchase. Learn more at Floodsmart.gov.

Media Availability
Sept. 29, 2-3 p.m.
Little Sugar Creek Greenway near the intersection of Westfield Road and Plantation Place in Charlotte. Street parking is available.

Learn more about important changes to flood insurance discounts in our community and other flood safety resources available to residents, including the Flood Information Notification System and Storm Water Services’ 3D Floodzone maps.


About Charlotte-Mecklenburg Storm Water Services

For the latest news and updates from Storm Water Services, visit the newsroom at StormWater.CharMeck.org and follow @StormWaterCM on Facebook, Twitter and Instagram.