Resources for Landlords & Developers

The Housing Trust Fund

The Housing Trust Fund (HTF) is funded from voter-approved housing bonds and administered by Housing & Neighborhood Services' Housing Services division. 

Charlotte City Council established the HTF in 2001 to provide financing to developers for affordable housing through voter-approved housing bonds. Since that time, the HTF has created or preserved 8,952 affordable units with long-term deed restrictions and 888 shelter beds. More than 35% of those units were for households earning less than 30 percent of the Area Median Income, or under $25,050 per year for a family of four, making Charlotte more affordable for pre-school teachers, health care aides, and workers in hospitality, retail, and emergency services. 

In total, the City of Charlotte has allocated $210 million in bonds for its Housing Trust Fund. 

Open requests for proposals related to the Housing Trust Fund are located on the Housing Services Requests for Proposals page. For more information about the Housing Trust Fund, contact Zelleka Biermann at 704-336-2482 or