Financial Crimes Unit
The CMPD's Financial Crimes Unit investigates several different fraud related crimes that include counterfeit and forged checks, credit card fraud, embezzlement, financial identity fraud and the different scams that may be used to trick unsuspecting people into handing over their money. Each of these crimes cost each victim time and money trying to rectify the situation. As consumers and business owners, we must each take steps to protect ourselves. The only way to avoid the cost and inconvenience of being a victim of these crimes is to strive to prevent them from happening to you.
What is ID Theft???
Financial Identity Fraud (North Carolina General Statute 14-113.20), more commonly known as ID Theft, is the fraudulent use of someone's name and a personal identifying number to obtain credit, merchandise or services.
Personal identifying numbers include:
- Social security number
- Drivers license number
- Checking or savings account number
- Credit or debit card numbers
- Any other number that can be used to access a person's financial resources
ID Theft is one of the fastest growing crimes in the United States.
If you believe that you are a victim of identity theft and want to put a security freeze on your credit,
visit the NC Department of Justice site for more information to protect your identity.
Even if you do not believe you have been a victim of identity theft, you have the option to “freeze” your credit as a proactive measure against fraud. When you know you will be making a large purchase, you can then “unfreeze” it so a legitimate creditor can access your records and you can obtain a loan for a car or house, etc.
- Act quickly and be persistent!!!
- Follow up with creditors in writing
- Keep a log documenting who you have spoken with and when you spoke with them
- Keep an organized file including any correspondence you have received and documentation you have collected
- Do not pay any bill or portion of a bill that is a result of a fraudulent account.
Helpful phone numbers for victims of ID theftCHARLOTTE-MECKLENBURG POLICE DEPARTMENT
To file a police report if you live in Mecklenburg County: Call 311
To file a report if you live outside of Mecklenburg County: Call 704-336-7600
Have information about identity theft or fraudulent activity? You can provide anonymous information through Crime Stoppers : 704-334-1600
To notify retailers who use their databases not to accept your check:
TELECHECK 1-800-710-9898 or 927-0188
CREDIT REPORTING BUREAUS
INTERNATIONAL CHECKS SERVICES 1-800-631-9656
CONSUMER CREDIT COUNSELING SERVICE 800-388-2227
FEDERAL TRADE COMMISSION
PO Box 740241, Atlanta, GA 30374-0241
To order credit report: 800-685-1111
To opt out of marketing lists: 888-567-8688
To report fraud: 800-525-6285
PO Box 390, Springfield, PA 19064-0390
To order credit report: 800-888-4213
To opt of marketing lists: 888-567-8688
To report fraud: 800-680-7289
PO Box 2104, Allen, TX 75013-2104
To order credit report: 888-397-3742
To opt out of marketing lists: 800-353-0809
To report fraud: 800-301-7195
To file a complaint: 877-ID THEFT
To opt out of prescreened credit card offers:
To find out if ID thief is passing checks in your name:
1-800-262-7771SOCIAL SECURITY ADMINISTRATION
800-269-0271Helpful web based resources for victim of ID theft