Our Organization

​​​​​​​Financial Crimes Unit

The CMPD's Financial Crimes Unit investigates several different fraud related crimes that include counterfeit and forged checks, credit card fraud, embezzlement, financial identity fraud and the different scams that may be used to trick unsuspecting people into handing over their money. Each of these crimes cost each victim time and money trying to rectify the situation. As consumers and business owners, we must each take steps to protect ourselves. The only way to avoid the cost and inconvenience of being a victim of these crimes is to strive to prevent them from happening to you.

What is ID Theft???
Financial Identity Fraud (North Carolina General Statute 14-113.20), more commonly known as ID Theft, is the fraudulent use of someone's name and a personal identifying number to obtain credit, merchandise or services.

Personal identifying numbers include:
  • Social security number
  • Drivers license number
  • Checking or savings account number
  • Credit or debit card numbers
  • Any other number that can be used to access a person's financial resources

ID Theft is one of the fastest growing crimes in the United States.

 

 


TIPS
  • Act quickly and be persistent!!!

  • Follow up with creditors in writing

  • Keep a log documenting who you have spoken with and when you spoke with them

  • Keep an organized file including any correspondence you have received and documentation you have collected

  • Do not pay any bill or portion of a bill that is a result of a fraudulent account.
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Helpful phone numbers for victims of ID theft

CHARLOTTE-MECKLENBURG POLICE DEPARTMENT
To file a police report: Call 311

CHECKS
To notify retailers who use their databases not to accept your check:
    TELECHECK 1-800-710-9898 or 927-0188
    CETERGY 1-800-437-5120
    INTERNATIONAL CHECKS SERVICES 1-800-631-9656
    CONSUMER CREDIT COUNSELING SERVICE 800-388-2227


CREDIT REPORTING BUREAUS

    Equifax
    PO Box 740241, Atlanta, GA 30374-0241
    To order credit report: 800-685-1111
    To opt out of marketing lists: 888-567-8688
    To report fraud: 800-525-6285


    Trans Union
    PO Box 390, Springfield, PA 19064-0390
    To order credit report: 800-888-4213
    To opt of marketing lists: 888-567-8688
    To report fraud: 800-680-7289


    Experian
    PO Box 2104, Allen, TX 75013-2104
    To order credit report: 888-397-3742
    To opt out of marketing lists: 800-353-0809
    To report fraud: 800-301-7195



FEDERAL TRADE COMMISSION
To file a complaint: 877-ID THEFT

OPT-OUT
To opt out of prescreened credit card offers:
1-888-5-OPTOUT (1-888-567-8688)

SCAN
To find out if ID thief is passing checks in your name:
1-800-262-7771

SOCIAL SECURITY ADMINISTRATION
800-269-0271


Helpful web based resources for victim of ID theft